Property Location: Loan Type Desired:
Value of Your Property: Your Mortgage Balance:
Your Credit: Current Interest Rate:
Loan Amount Desired: Type of Home:
 I have had a bankruptcy in the last seven years
 This property will be owner occupied
First Name: Last Name: Email Address:
Address: City: Zip Code:
Home Phone: Work/Cell Phone: Best Contact Time:
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Oregon Lending group is not acting as a lender or broker ("Service Provider"). The information Oregon Lending group displays and collects is not an application for a mortgage loan, nor is it used to pre-qualify you with any Service Provider. If you are contacted by a Service Provider advertising on the Oregon Lending group, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Neither Oregon Lending group services nor this loan are available in all states. Not all Service Providers in the Oregon Lending group offer this loan or other loan products with interest-only options. You may not be matched with any Service Provider for this loan product. *Based on credit-only review of applications submitted and does not reflect all applications received.

On most refinances you can choose to have your Oregon Lending group lender/broker pays for all your Non-Recurring Closing Costs. This is often referred to as a No Points No Fees Refinance. Also commonly referred to as "No Fee Refinancing", "No Closing Costs Refinancing" or "Zero Closing Costs Mortgage".

 Our lenders/brokers are able to cover the buy slightly increasing the interest rate over what it would be on a traditional mortgage or a no-points mortgage.  The additional interest that will be recovered over the life of the loan allows the lender/broker to provide you with a credit at the closing of your loan towards non-recurring closing costs.

Non-Recurring Closing Costs include the following: Appraisal Fee, Credit Report, Lenders Fees, Broker Fees, Title Insurance, Escrow Fees, and Recording Fees.

Items that do not qualify as Non-Recurring Closing Costs are Property Taxes, Interest, and Insurance.

Please be aware that No Points & No Fees loans may not be available on loan amounts below $250,000 and many not be available in conjunction with all loan programs.  All programs are subject to approved credit.